For Brokers
Make flood-exposed clients insurable.
Help clients facing rising premiums, uncovered business interruption and declined cover, with 48-hour, property-level flood alerts that turn an unplaceable risk into a mitigated one. Be the broker who made that happen.
See how it works for a flood-exposed client. No obligation.
Trusted by brokers
Chosen by leading brokers to place flood-exposed clients.
Flood Re does not cover commercial property.
Many of these clients are genuinely difficult to place, and brokers spend real time and relationship capital getting them covered.
Previsico is a Lloyd's Lab alumnus and a Loughborough University spin-out.
What flood-exposed clients cost you
A hard-to-place flood risk doesn't have to cost you the client.
Business interruption exposure.
BI losses are often underestimated, with cover often limited or excluded from policies. Without advance flood alerts, the full cost of BI falls on the insured.
Nothing to differentiate you.
On flood-exposed accounts, price is often the only lever you have without additional risk data to bring to the table.
Unplaceable flood risk.
Clients with flood-exposed sites get declined or priced out, and Flood Re's commercial exclusion means there's no safety net.
How you place and keep the client
Make the placement possible. Then make it pay.
Three ways Previsico turns a flood-exposed client from a placement problem into a client you keep.
Turn a declined risk into a placed one
48-hour, property-level surface-water flood alerts from live hydrodynamic modelling, delivered by email, text and dashboard, give underwriters the evidence to price a site they'd otherwise decline. An actively mitigated risk, not an abandoned one: the client gets cover, and often a better outcome at renewal too.
48 hours to act, not a claim to file
Live monitoring via managed radar sensors on drainage, rivers, culverts and wastewater assets adds ground-truth alerting on top of the forecast, giving a flood-exposed client up to 48 hours to protect stock, sites and operations, mitigating business-interruption losses before a claim is ever filed. This isn't just for the uninsurable: every flood-exposed client in your book gains the same head start.
A resilience story to win and keep clients
Beyond any single site, a proactive flood-resilience story, built on two decades of peer-reviewed research, is a recurring, credible value-add you can bring to every flood-exposed client, not only the hardest-to-place ones. "This gives underwriters the confidence they need to provide cover to clients, with the added reassurance of tailored alerts and risk engineering support," says Carol Baker, Head of Digital Strategy at Liberty. It differentiates you at renewal and protects the relationship a decline or a churned client would otherwise cost you.
Read the Liberty case studyHow it works for your flood-exposed clients
Three steps, from a hard-to-place risk to a retained account.
Identify
Flag the flood-exposed client whose risk is hard to place or whose BI exposure is uncovered.
Mitigate
Previsico adds 48-hour, property-level alerts and live monitoring at the client's sites.
Place & retain
Present an actively mitigated risk to underwriters and a proactive resilience story to the client.
Questions brokers ask
Often, yes. When a flood-exposed site is actively monitored with 48-hour, property-level alerts, underwriters can price and offer terms on a risk they'd otherwise decline. Flood Re excludes commercial property, so mitigation is the route to cover.
Yes, surface water is the majority of UK flooding. Free government flood warnings cover river and coastal only; Previsico adds live, property-level surface-water alerts.
It's built on two decades of peer-reviewed Loughborough research and used by specialty insurers as a policy condition. It's a credible, proactive value-add, the kind of recommendation that strengthens the client relationship.
Placing and retaining flood-exposed accounts protects the client relationship and the recurring revenue it represents, and differentiates you at renewal with a credible, proactive risk story.
No. Any flood-exposed client benefits, advance alerts mitigate business interruption and give you a resilience story across the whole book, not just the unplaceable subset.
Turn your toughest flood risk into a win.
Book a demo and bring a flood-exposed client, we'll show you how to make it placeable.